 |
Chances are, buying a home will be the largest – and potentially,
one of the most complicated – purchases you’ll ever make. We
want to help you make the right decisions and to keep an eye on the details,
to ensure that everything goes as efficiently and pleasantly as possible.
So just apply online, or send us an email with any questions. Or better
yet, give us a call, and we’ll answer any questions you may have –
and help guide you through every step of the process.
What
You Should Expect From Your Real Estate Agent:
Your agent is your partner in selecting just the right home – for
you and your own particular needs. Here’s what your agent should do
for you:
• Only show you homes that meet your needs and desires – weeding
out any overpriced or undesirable homes
• Help you determine which homes are a good buy now, and will retain
their value in the future
• Negotiate the best possible deal for you.
Hint: A Pre-Qualification letter from HMC will let your agent show that
you’re a serious, qualified buyer – which could help convince
the seller to accept your offer. Even if yours isn’t the highest offer.
What
You Should Expect From Your Mortgage Bank:
The loan officer assigned to your application, will work with you to find
a mortgage you can afford – and will meet your needs today, and in
the future.
• Help you choose the best loan to meet your own personal situation
and goals
• Keep you – and your real estate agent – fully informed
of your status throughout the loan process.
• Secure the right loan for you at the best rates and fees –
resulting in significant
savings now, and throughout the life of your loan.
Hint: With HMC Funding, your personal information is always confidential;
we will only share loan status information with your agent, nobody else!
What
You Should Do Yourself:
There are things you can – and should – do to keep the process
running as smoothly and efficiently as possible:
• Inform your real estate agent of any questions or concerns as they
develop.
• Provide all documentation and decisions as soon as possible, so
you can concentrate on any last-minute details or events.
• Try to remain objective throughout the process, so you can make
decisions that are right for you
• Get pre-approved as early as possible, so you can negotiate from
a position of
strength – and focus on finding a home, not the financing
|
|
|
 |
